Florida · August 1, 2026–September 1, 2026 edition
August in review, with key dates ahead
Florida's September issue covers August 1–31: condo financing, Miami-Dade tax petitions, July housing data released in August, HOA plan review, co-op access, timeshare advertising, and upcoming election dates.
Historical period: Covers August 1, 2026–September 1, 2026
Published: September 15, 2026
Fannie Mae ended Limited Review on August 3
For loan applications dated August 3, 2026, onward, Fannie Mae requires established condo projects formerly eligible for Limited Review to use Full Review or, where applicable, a waiver of project review. Its August 5 announcement preserves the earlier route for qualifying applications dated before August 3. If you are buying or refinancing, ask your lender which route applies to your building. These project standards concern mortgages sold to Fannie Mae; they do not guarantee your individual loan approval.
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Check my property →Miami-Dade valuation petitions face a September 18 deadline
Miami-Dade's August 2026 valuation information sheet lists September 18, 2026, as the petition deadline, unless your property appraiser's notice states another date. Filing means the clerk receives your petition. This applies to valuation disputes, so check the instructions for your particular case. If you live elsewhere, use your own county's notice and guidance. The sheet asks you to support a valuation challenge with evidence relating to the property's value on January 1, 2026.
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Check my property →Condo and townhouse sales rose 11% in July
Florida Realtors' report released August 17 shows July condo and townhouse sales up 11% from July 2025, with the statewide median price unchanged at $295,000. The series combines both property types and uses multiple-listing-service data. It describes homes that sold, not an appraisal of your property. August results are excluded because their scheduled September 16 release falls after this issue's August reporting period. Compare your own building or neighborhood before using statewide figures to plan a sale.
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Check my property →HOA review cannot depend on an issued building permit
An HOA cannot require an issued government building permit as a prerequisite to reviewing plans for structures or improvements on your parcel. The rule took effect July 1, 2026, and was already in force during August. It can help you plan the order of association review and government permitting for an upgrade. It does not automatically approve your proposal or remove building-permit requirements. Ask your local building department which permits your work needs before construction starts.
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Check my property →Arrange necessary co-op access before you travel
Before a September trip, confirm how your co-op can contact you about necessary work. Florida's standing access rule allows the association into a unit during reasonable hours for qualifying maintenance, repair, or replacement of building structural components, or mechanical, electrical, or plumbing elements necessary to prevent damage to the building or another unit. The cited 2025 statute archive supplies that standing rule. Keep its purpose and reasonable-hours limits clear when arranging access; travel alone does not expand them.
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Check my property →A timeshare advertiser claims a buyer? Ask for details
A Florida timeshare resale advertiser that claims to have an interested buyer or renter must provide that person's name, address, and telephone number. This standing protection appears in the cited 2025 statute archive; it is not a new August law. If summer use has prompted you to consider selling, ask for those details and verify the claim before paying. Advertising your interest and completing a resale are different services. The disclosure rule does not guarantee that a sale will close.
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Check my property →Register by October 5 for the November 3 election
Looking ahead from September, Florida's general election is November 3, 2026, and the voter-registration deadline is October 5. Both dates were announced before this issue's August cutoff. The Flagler County Elections Office's dated bulletin also reminds Florida voters that mail-ballot requests expired after the 2024 elections and need renewal for 2026. Check your registration and any mail-ballot request with your own county Supervisor of Elections. Local contests, ballot details, and voting arrangements should be confirmed with that office.
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